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Real Estate Buyer Tips

 

While taking the advice of a good realtor is the best way to ensure sound real estate investing, there are a few real estate tips which should be followed in almost every real estate purchase.
 
Getting Started
 
Before you actually look at homes, it's important to ask yourself the basics. Your neighborhood of choice, proximity to schools and shopping, distance to work, price range, property needs, and property wants must all be carefully considered. You may want to browse real estate ads and the Internet to get a feel for the types of homes on the market and what they cost. It could be beneficial to visit a few open houses on the weekends, too. Either way, it's important to start saving money and avoiding additional debt.
 
Get Pre-Approved
 
A pre-approval is a guarantee that you can qualify for financing to a maximum purchase price and loan amount. In a competitive environment, being pre-approved could mean the acceptance of your offer rather than another buyer's offer on a house you may become interested in.
Many factors influence your financial options and the financing program best suited for your financial position and goals. Your monthly income, monthly expenses, available down payment, credit history, savings, and employment history all have a direct impact on the different programs for which you may qualify. Pre-qualifying your financial options have become an important first step in the real estate buying process.
If you are interested in using a prequalification calculator to estimate how much you can afford, CLICK HERE. If you would rather meet with an agent to get pre-approved at your earliest convenience, CLICK HERE.
 
Work with a Realtor
 
Working with a realtor is advantageous and will be rewarding to you for several reasons. They are familiar with the dos and don'ts of buying a home and can answer your questions and concerns.
  • They will help you explore your financial options and work directly with your lender to help you buy a home
  • They have access to various databases of information on homes for sale, including those of other realtors in your area
  • They can set up appointments to show you any home that may interest you
  • They will help you with all the paperwork needed during the offer process
  • They will be with you at the home inspection and help you assess the condition of the property
  • They will be with you at closing to help you with questions and work with the closing agent to address any problems that may surface

 

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